Privacy Policy
Branch.fund always maintains the highest attention to safeguard the privacy of information we obtain in the course of our respective business activities.
Branch.fund believes it is important for you to know how we treat your personal information. This Privacy Policy will explain why we collect personal information (information about an identifiable individual), and how we handle that information on our websites and offline.
Types of information we collect
With your consent, we may gather personal information from you in person, at our office, over the telephone, through our website, by corresponding with you via mail or email, or from third party suppliers.
When you make an inquiry on our website or complete an application we may collect from you certain information including, but not limited to, and as applicable to the particular circumstance, your name, current and previous addresses, date of birth, Social Insurance Number or Social Security Number, gender, salary, marital status, and specific details about your assets (their cost and date of acquisition, current value), and your liabilities (to whom, the amount owed, the nature of any collateral pledged, etc). We may also collect additional information, such as correspondence with us, questions/comments about Branch.fund, academic and professional qualifications, particulars of current and previous employment and other matters related to your suitability whether as a client, an employee, etc.. For persons who act as a proprietor, partner or shareholder of a duly formed legal entity, we may collect further information, such as your firm name, and names and respective interests of members, partners or shareholders.
How we use your personal information
Personal information provided by you in connection with your actual or prospective business or employment relationship with Branch.fund may be used by, collected by and/or disclosed by Branch.fund (including its agents and contractors, lenders and investors) for the following purposes:
- to evaluate your application and eligibility for the particular relationship;
- to enable Branch.fund to enter into contractual relationships with you;
- for contract and relationship management and administration;
- to detect and prevent fraud and other unauthorized or illegal activities;
- to provide information and services that you request;
- to respond to your comments and inquiries;
- for marketing and promotion of products and services to you;
- to meet legal and regulatory requirements that Branch.fund believes in good faith are applicable;
- to analyze data individually or in aggregate to assist Branch.fund in its businesses;
- in connection with and to facilitate financing for Branch.fund and any purchase and sale or reorganization transaction involving Branch.fund
- as may be otherwise authorized by you.
If your personal information is to be used or disclosed for any new purposes, we will, to the extent required by law, identify these new purposes prior to such use or disclosure and, if required, obtain your consent.
Branch.fund will not sell any of the personal information that you provide to Branch.fund.
Sharing of personal information
From time to time Branch.fund may share your personal information with affiliates and with our third party vendors, suppliers, data processors, and providers responsible for administering marketing and promotional activities or providing the products and services you requested, on our behalf.
Branch.fund does not control how you or any of your other third-party service providers choose to share or disclose your personal information. Branch.fund acting on your behalf, may share your personal information with your provider of an integration you are adding but Branch.fund is not responsible for how your provider of an integration may collect, use or share your personal information.
Websites and the Internet
In general, you can visit Branch.fund’s websites at www.Branch.fund without revealing any personal information about yourself. But we do collect information such as IP addresses, cookies, Internet tags and navigational data. This information is used to better understand and improve usage of the website and provide better user service.
The Websites may contain links to other sites. Branch.fund provides these links as a convenience to users and is not responsible for the privacy practices of such other sites. Users are encouraged to be aware when they leave the websites and to read the privacy statement of every website that collects personally identifiable information.
Your consent
If you choose to provide personal information to Branch.fund, we assume that you consent to the collection, use and disclosure of your personal information as outlined in this Privacy Policy or otherwise at the time of collection, use or disclosure. If you do not consent, please do not provide your personal information. If Branch.fund requests additional personal information or intends to use or disclose your personal information differently than described in this Privacy Policy, we will advise you at or before the time of collection, use or disclosure (as the case may be) as to how we will handle that personal information. Branch.fund will not collect, use or disclose personal information other than as described herein, or at the time of collection, use or disclosure (as the case may be), or as otherwise required or permitted by law.
There are limited instances where Branch.fund may collect, use or disclose your personal information without your consent as required or permitted by law, for example:
- To collect a debt owed to us,
- To meet government tax reporting requirements, and
- To comply with an order made by a court.
Consent may be express or implied, depending upon the circumstances.
Please note that, in some cases, your choice to refuse or to withdraw consent to certain collection, use or disclosure of personal information may impact on our ability to provide you with certain products or services or otherwise be engaged with you. Your choice to refuse or to withdraw consent may also be subject to legal and/or contractual restrictions and reasonable notice.
Retention of personal information
Branch.fund will destroy, erase, or render anonymous personal information no longer required for the stated purposes or for a legal or legitimate business requirement.
Security safeguards
Branch.fund takes precautions to protect your personal information against unauthorized access, disclosure, inappropriate alteration, and misuse. All safety and security measures are appropriate to the sensitivity level of your information. Access to your personal information is restricted to those persons whose job responsibilities require them to have access. In addition, Branch.fund uses technological safeguards, such as encrypted passwords. Given that electronically transmitted data is not 100% secure, Branch.fund makes no warranties as to the security of any such information that you submit, which you do at your own risk.
Access and correction of personal information
Should you identify any incorrect or out-of-date information, please notify Branch.fund so we can make the required changes as appropriate.
Changes to this Privacy Policy
Branch.fund reserves the right to change this Privacy Policy from time to time. If Branch.fund makes a material change, this Privacy Policy will be updated accordingly. We recommend you review this Privacy Policy periodically so you are aware of any changes. Your continued use of our website following the posting of any changes to this Privacy Policy shall constitute your acceptance of these changes.
Enquiries, Questions or Complaints
If you have any enquiries, requests or complaints regarding Branch.fund’s privacy practices, please contact us by phone at 317-689-8518, or by email: [email protected].
This privacy statement was last modified on May 14, 2020.